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Martial arts school insurance is something that school owners know they need, but are not sure how much or what type of insurance they need.

A new strategic partnership between the Sports and Fitness Insurance Company (SFIC) and the Martial Arts Teachers’ Association seeks to educate and prepare school owners and instructors for the potential liabilities they face while teaching self-defense and martial arts.

John Graden is the founder of MATA and the author of many books on how to run a martial arts school. Graden says, “It’s ironic that we teach that learning self-defense is like taking a personal insurance policy out on yourself. With the help of SFIC, now we can help our instructors truly protect themselves on a business level.”

Among the many topics related to insurance MATA and SFIC will post include: 

1. How much does martial arts insurance cost?

2. What does martial arts insurance cover?

3. Do I need martial arts insurance for my special events?

4. What insurance do i need to teach martial arts?

5. Do I need insurance for guest instructors?

6. How far back does my insurance cover me?

7. What are some little known martial arts lawsuit liabilities?

National Accounts Manager for SFIC, Jennifer Urmston Lowe, is the point person for this union. Lowe has been with SFIC as a licensed insurance agent, insuring health clubs and fitness studios since 1998. According to Lowe, “Lately we’ve seen a boom in the martial arts community. There seems to be a new school on every corner of towns across the country. With such a surge in popularity, instructors and owners not only need to know how to teach defense, they need to make sure they have one. We’re looking forward to working with John Graden and helping his organization get the information they need to make smart choices to reduce liability.”

For thirty years, SFIC has worked with both large and small health clubs and fitness studios, martial arts and dance schools and yoga and Pilates studios. They also insure individual fitness professionals, both personal trainer and group exercise instructors. SFIC is the Managing General Agent for Liberty Mutual Insurance for the fitness industry and are licensed in all 50 states. They write General Liability, Professional Liability, Umbrella, Commercial Property and Workers Compensation insurance, along with Surety Bonds.

SFIC is also a founding partner of the Association of Fitness Studios (AFS) and dedicated to helping small business owners in the fitness industry succeed.

MATA has members in five continents and covering nearly every style and system of the martial arts.

This partnership will kick-off with a series of online webinars in 2015 with the inaugural topic of “Decoding the Insurance Mystery” and will continue with other relevant and informative topics for martial arts owners and instructors throughout the year.


John Graden
John Graden

John Graden is widely credited with leading the martial arts school business into the modern age. He is the founder of the first successful professional association and trade journal. MA Success editor John Corcoran first called him a “visionary” in 1995. Martial Arts World magazine dubbed him, The Teacher of Teachers. Mr. Graden’s leadership was recognized in many mainstream media outlets including a cover story on the Wall Street Journal, documentaries on A&E Network, and as a guest on the Dr. Oz Show and many others.

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