There is a new law in Missouri that has moved what may have been misdemeanor assaults to felonies for kids. Students could face jail time if convicted.
A bully victim who defends himself and hurts the attacker with one well trained shot, could be facing four years in jail and massive legal fees.
What if a victim’s parents decides to sue the kids karate instructor for teaching that technique? Or, some other reason related to the incident?
If so, what kind of insurance for martial arts schools would cover such a claim?
This is very important information to get out to you martial arts instructors. It is going to be imperative for all martial arts teachers to make sure they carry Professional Liability Insurance to protect themselves from any claims that could arise from what they say and do teaching their students.
Martial arts instructors should document that their instruction is defensive in nature rather than offensive when working with kids. Teaching the character traits that are valued in traditional martial arts will continue to be a very important element of the curriculum for martial arts schools to help their students understand when and how to use their self-defense training.
All schools need to check that their insurance plan includes the Professional Liability. Individual teachers who do not own their own school but teach in other facilities need to make sure they have Professional Liability coverage that travels with them wherever they go.
Get your martial arts school insurance reviewed at http://MATAInsurance.com.
Get a great resource for teaching bully prevention seminars at http://AntiBullyPlan.com