Your class is packed. The school is booming. In the midst of all of the excitement, a 12-year student turns and run across the floor to the water fountain.

As she hits full stride, a 17-year old leadership team member demonstrates a full speed spin hook kick. At full power and velocity, his heel smashes into her face. She requires complete facial reconstructive surgery.

What would you do? What could you do? This accident happened over a decade ago to a school in the DC area.

It’s a prominent school, and it’s still in business today because it was fully insured. Are you? Could your school survive an incident like this?

To help school owners get a better understanding of liability and how to reduce it, we’re joined by Jennifer Urmston, who is the National Account Manager at Sports and Fitness Insurance Corporation (SFIC).

Most schools shop for the cheapest martial arts insurance. That could be a major disaster if a school is faced with any of the lawsuits described in this 12-minute interview. When it comes to martial arts school insurance cost, there are some important variables that you will learn about in this series.

Most of us think about insurance for our martial arts school, but what about martial arts instructor insurance? Mixed martial arts insurance or even self-defense instructor insurance?

Read more: How to Choose Martial Arts Liability Insurance Coverage

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