Standard Martial Arts School Liability Insurance Limits 
According to Sports Fitness Insurance Corp (SFIC), Standard liability limits for martial arts schools are typically one of the following:

  1. $1,000,000 per occurrence (single claim) and either $2,000,000 or $3,000,000 annual aggregate (total of all claims in a given year).
  2. $2,000,000 per occurrence and $4,000,000 aggregate. Higher limits are available through purchasing an Umbrella or Excess Liability policy.

For information visit our Martial Arts School Insurance Hub at MATAInsurance.com.


John Graden
John Graden

John Graden is widely credited with leading the martial arts school business into the modern age. He is the founder of the first successful professional association and trade journal. MA Success editor John Corcoran first called him a “visionary” in 1995. Martial Arts World magazine dubbed him, The Teacher of Teachers. Mr. Graden’s leadership was recognized in many mainstream media outlets including a cover story on the Wall Street Journal, documentaries on A&E Network, and as a guest on the Dr. Oz Show and many others.