Asking How to Choose a Martial Arts Insurance Company is like asking how to choose a martial arts school. You want an insurance company with a track record of working with martial arts schools. Make sure they have a good reputation. Create a list of questions about your different programs.
For instance, if I run a kids karate program, is a self-defense seminar on a Saturday also covered? What about tournament injuries? What about travel to tournaments? Demos? Guest instructors? How about employment violations or accusations of sexual harassment? Of course, you also want to make sure you’re covered for property damage, stolen goods and natural disasters.
An insurance company with a focus on martial arts schools is best. Do they have martial arts specific waivers of liability that you can use? Do they have clients you can talk to?
As you can see, you have to do your homework.