Standard Martial Arts School Liability Insurance LimitsĀ 
According to Sports Fitness Insurance Corp (SFIC), Standard liability limits for martial arts schools are typically one of the following:

  1. $1,000,000 per occurrence (single claim) and either $2,000,000 or $3,000,000 annual aggregate (total of all claims in a given year).
  2. $2,000,000 per occurrence and $4,000,000 aggregate. Higher limits are available through purchasing an Umbrella or Excess Liability policy.

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