Does your online training increase your liability?

From Jennifer Urmston of Sports Fitness Insurance Corporation (SFIC).

The insurance ramifications for online teaching are primarily related to Professional Liability coverage.

Any martial arts school wishing to launch online class options should verify with their insurance agent or carrier, that their General Liability policy includes coverage for Professional Liability related to online teaching.

Our SFIC General Liability policies include Professional Liability coverage and do not exclude coverage for online teaching.

We do require that online participants have signed a liability waiver for the school.

We recommend that online classes be appropriate in difficulty level for the situation in which an instructor cannot directly oversee the students.