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Summer Camp Insurance

by | Planning Your Martial Arts School

Setting Expectations for Martial Arts Students Upfront

Authority is highly influenced by emotion.

While your staff and students may intellectually understand that you are the boss and master instructor, they have to feel it, not think it.

It’s the emotional connection that anchors your authority on a deep level.

If there is one powerful moment in your role as a professional martial arts instructor, it’s in the enrollment conference.

While the parents may see you as the master black belt, they usually don’t have an authoritative reverence at this early stage.

The enrollment conference is a seminal moment for you to establish your authority and gain the respect and gratitude of the family you’re dealing with.

Presenting the programs and their cost to parents can be tense at times. Some parents want to negotiate. Others might object to the agreement. Some want a safety net in case their child wants to quit.

While it’s important that you are prepared to overcome any objections, it’s when the bottom line is signed and the initial investment is completed that you have a critical window to demonstrate your authority.

Many owners complete the transaction and gush with statements like, “Awesome. It’s great to have you on board. Johnny, you did an awesome job tonight. High five! Thanks Mrs. Jones it’s great to have Johnny as part of our family. Let me know if I can help with anything.”

Barf.

Who has the role of authority here? Mrs. Jones and her credit card. That was a missed opportunity.

Let’s try again. You would adjust this script to the age and circumstance, but here is an authority template for the enrollment conference.

Mom has just enrolled Johnny into the program.

You, “Johnny. You want to learn Empower Kickboxing, right?”

“Yes sir.”

“Good. I want you to understand that your mom just enrolled you into a six month program. You are going to learn a lot of great skills and lessons. It’s going to be fun and sometimes it’s going to be hard. That’s the good part because that means you’re learning. So you have to pay attention and practice at home 20-minutes a day when you don’t have class.

Are you going to work hard and practice?”

“Yes sir.”

“I’m glad. Your classes are Monday and Wednesday at 5pm. When are your classes?”

“Monday and Wednesday at 5pm.”

“Good. You’re a smart guy. That means that you have to be ready to come to class by 4:30 on Monday and Wednesdays so that you’re not late. Will you do that?”

“Yes sir.”

“No matter what you are doing, you will be ready by 4:30, right?”

“Yes sir.”

“Good. The first lesson is integrity. Integrity means that you do what you say you are going to do. You keep your promises. You promise to work hard and be ready for class, right?”

“Yes sir.”

“No matter what you’re doing. Right?”

“Yes sir.”

“Great. We’re going to be so proud of you. Your mom just enrolled you, so please turn to her and say, ‘Thank you mom.”

“Thank you mom.”

“Alright. When someone does something good for you, you always say thank you. That’s called gratitude. What’s it called?”

“Gratitude.”

“Correct. So you’ve learned two important lessons today. Integrity and gratitude. What does integrity mean?

“Keeping your promises.”

“Yes. What does gratitude mean?”

“Saying thank you.”

“You got it! You are going to do great, I can tell already.”

“Remember, your class is…”

“Monday and Wednesday at 5pm.”

“When will you be ready to come to class?”

“4:30pm.”

“You have a good head on your shoulders Johnny. You’re going to be good at this.”

“Because you’ve showed your mom gratitude and you’re going to keep your promises, here is a school t-shirt for you to wear. Every time you put it on, I want you to think of integrity and gratitude. Will you do that?”

“Yes sir.”

“I just gave you a shirt. How do you show gratitude?”

“Thank you sir.”

As taught in the MATA Certification program, it’s also a good idea to let mom know that it’s important that she control what Johnny is doing around 4:30 which is the agreed upon to be ready for class.

If Johnny is playing with his friends or deep in a video game, it’s going to be harder to get him to get ready than if he is cleaning his bedroom or something he’d like to leave to go to class.

Keep in mind that mom is watching this happen before her eyes. What have you done to establish your authority?

  1. You’ve provided her with a language pattern that both her and Johnny understand. This is huge.
  2. You’ve given mom the “integrity” framework to deal with any reluctance to go to class.
  3. You’ve provided her with a strategy to engage Johnny in less fun activities so that going to class is an easy decision.
  4. You’ve laid out when Johnny should get ready for class without complaint.
  5. Before her eyes, you taught her son important lessons with real world examples. No doubt, your authority sky-rocketed in her eyes and in her heart.

Look for places where you can make these kinds of strong emotional connections.

Demonstrate true authority and leadership. That will last much longer than a trite, shallow compliments like “Awesome! Good job.”

This will help your students to understand how and why they are training with the best school.

Martial Arts Summer Camp Insurance

It’s very important if you’re holding a summer camp, to reach out to your agent and make sure that your current insurance policy will cover the summer camp.

Your martial arts insurance agent needs to know how many students are going to come and how many hours of the day they are going to stay there. 

If you are taking them off property, you need to tell your insurance company. Make sure your liability waiver states clearly that might be taken outside of the school walls.  

Make sure the parents are signing off that they know their child is going to be off premises. 

When you do have kids for summer camp, make sure to always have two adults in your group of kids. This is important for protecting yourself from sexual abuse or molestation claim.  

If kids are changing clothes, make sure kids of the same age are in the dressing room, changing clothes, versus, kids that are significantly older. 

Make sure that again you are aware of the need to protect the children and supervise the children at all times. 

Also, make sure you’ve done background checks on any extra instructors that are going to be helping you out in the summer.

It’s very easy to perform background checks online these days. Check every volunteer over age 18 that are working with your kids, and that they haven’t had any priors for abusing children. 

Keep a copy in your file that you did everything you could ahead of time to protect your students.

Many martial arts schools experience far more claims related to bodies of water than anything else. Most insurance policies do exclude communicable disease, so that’s something important to be made aware of in your waiver, that you’re telling the parents that the kids are going to be outside.  

Your liability is that you are prepared to administer first aid and that you are prepared to get that child safely the care that they need. 

Make sure your instructors have been trained in first aid and in CPR. Have an emergency plan if you’re taking kids off-site, how you are going to get them to the emergency room, if they fall and break something or if they get bitten by a snake, etc. 

Make sure whatever pool or a body of water you bring them to, has expert lifeguards there, and are trained to administer CPR. 

Summer camps can generate great revenue for your facility, expose new people to your facility, and get more students in the fall. Always be cautious and make sure you have spoken to your insurance carrier. 

Write down all the activities that they are going to do and disclose that to the insurance carrier and the parents.

If you’re going to make thirty or forty thousand dollars over the course of a summer camp and there is going to be an additional premium for two or three hundred dollars, it’s worth it to make sure you have coverage, for all these things that you want to do with kids that aren’t familiar with your normal business.  

Don’t take that liability on yourself. Communicate it to your insurance carrier and make sure they are covering you for those summer camps because they are an outstanding way to grow your business.

Summer camps are great for the kids, it’s great for the parents, it’s great for the business. Just do your homework ahead of time to know what you’re doing and communicate it to the parents and the insurance company.

Planning Your Martial Arts School

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