A beginner student called by an instructor to participate in a sword demonstration instead got an accidental blade through the eye that pierced his skull and left him blind, paralyzed and brain-damaged, according to a $9 million lawsuit filed against the teacher and his school in Oregon.
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Standard Martial Arts School Liability Insurance Limits
According to Sports Fitness Insurance Corp (SFIC), Standard liability limits for martial arts schools are typically one of the following:
- $1,000,000 per occurrence (single claim) and either $2,000,000 or $3,000,000 annual aggregate (total of all claims in a given year).
- $2,000,000 per occurrence and $4,000,000 aggregate. Higher limits are available through purchasing an Umbrella or Excess Liability policy.
For information visit our Martial Arts School Insurance Hub at MATAInsurance.com.